If you had the choice of recovering at home or in a nursing home after an accident or health incident, which would you choose? If you’re like most people, you’d prefer to recover in the comfort of your own home. This plan is an affordable solution with the flexibility to choose the type of care that’s right for you and where you want to receive it.
Special everyday care—whether in-home or elsewhere—can get expensive. Short-term care insurance, also known as Home Health Care insurance, covers that need. Short-term policies can include skilled and general nursing care, physical therapy, speech pathology, occupational therapy, chemotherapy specialists, enterostomal therapy, respiration therapy, medical social services, a home health care aid benefit, and a prescription drug benefit.
This policy is guaranteed renewable for life as long as you pay your premiums. Benefits are paid directly to you or a medical provider that you designate. Benefits are paid in addition to any other health care coverage you may have.